My wife and I were first time home buyers. We already had a couple of pre-approvals under our belt, and our realtor referred us to Terry. He helped us both through the entire application/underwriting process. Although my wife and I are very financially savvy, we still had our own questions/concerns that popped up while going through the process. Any time that we had questions or needed to chat, Terry would respond promptly via e-mail or reach out over the phone.
Terry had the best rate out of any of the options that we looked at. He also offered us the most straightforward products (IE fixed rate), which was what we were really interested in. I really liked that he was interested in giving us the product/experience that we really wanted.
Overall, I would highly recommend Terry to anyone out there looking to obtain a mortgage.